Young Travel Incoming - for Germany

The German health insurance company “HanseMerkur” convinces with its price-performance-ratio.


  • Au-Pairs, students, language students, university students, scholarship students or doctoral students, participants in work & travel programs
  • Premium from 1,19 Euro per day
  • No deductible
  • Temporary stay in Germany
  • Closure up to age 35
  • For stays of up to 5 years
  • Conclusion must be filed prior departure or within 31 days after entry into Germany
  • Early return and extensions (within maximum coverage period) possible
  • Civil liability- and accident insurance can be booked separately
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Tariff options Basis Premium
Maximum duration up to 5 years up to 5 years
Maximum age up to the 35th Birthday up to the 35th Birthday
Deductible no no
Home transportation & funeral expenses 20.000 Euro yes
Medical repatriation yes yes
Transportation to in-patient treatment yes yes
Travel costs for relatives (return journey)
in the event of inpatient treatment of the insured person
no 1.000 Euro
In-patient treatment (without private medical care) yes yes
Delivery (after 8 month waiting) yes yes
Pregnancy check-ups and treatment 250 Euro yes
Premature birth 50.000 Euro 50.000 Euro
Dentures (accidental) up to 500 Euro 2.000 Euro
Dentures: (50%) after waiting period of 6 months no 2.000 Euro
Dentures: Restoring function of dentures (50%) up to 500 Euro 2.000 Euro
Psychological treatments (up to 5 times a year) no 1.000 Euro
Restoring function of dentures (50%) up to yes 2.000 Euro
Pain relieving dental treatment up to up to 250 Euro yes
Prescribed massages, medical packages and inhalations up to no yes
Precribed accident appliances yes yes
Prescribed medicine and bandages 80 Procent yes
Out-patient treatments by law of medical fee schedule
  • Laboratory costs (according to no. 437 and section M)
  • Technical performances (according to sections A, E and O)
  • In any other cases

Up to 1,15 fold
Up to 1,8 fold
Up to 2,3 fold

Maximum Rate
Maximum Rate
Maximum Rate