for Au-Pairs (AP) as well as Students (S)
either as German citizens abroad or as foreign guest in Germany
Optional: accident and liability insurance >more
<Overview
jump to: >Benefits >Premium >Take-out
| tariff options | BASIC | PRO | PREMIUM |
| maximum duration | up to 3 years (AP - Au-Pairs) up to 5 years (S - Students) |
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| maximum age | 29 years (AP) / 34 years (S) | ||
| out-patient treatment | according to the German physicians or dentists fee schedule (GOÄ / GÖZ): | ||
| - laboratory costs (according to no. 437 and section M) |
up to 1.15 fold | max. fold | |
| - technical performances (according to sections A, E and O) |
up to 1.8 fold | max. fold | |
| - in any other cases | up to 2.3 fold | max. fold | |
| prescribed medicine and bandages | 100% | ||
| prescribed accident appliances | 100% | ||
| prescribed massages, medical packages and inhalations up to | 250 € /yr. | 500 € /yr. | 100% |
| pain-relieving dental treatment up to | 250 € /yr. | 750 € /yr. | 1,000 € /yr. |
| restoring function of dentures (50%) up to | 1,000 € /yr. | 1,500 € /yr. | 2,000 € /yr. |
| dental prostheses (50%) up to | 1,500 € /yr. | 2,000 € /yr. | |
| dental prostheses (accident related) up to | 2,500 € /yr. | ||
| in-patient treatment | 100% | ||
| rehabilitation measures | 100% | ||
| pregnancy check-ups and treatment | 100% | ||
| delivery (8 months waiting period) | 100% | ||
| daily compensation from the 6th day of in-patient treatment (max. 90 days) (ONLY for Au-Pairs) |
10 € /day | ||
| return travel costs in case of a relatives illness | up to 1,000 € | ||
| travel expanses for relatives in event of in-patient treatment (at least 14 days)of insured person | 100 % | ||
| transportation to in-patient treatment | 100% | ||
| medical repatriation | 100% | ||
| home transportation & funeral expenses | up to 10,000 € | ||
| deductible | NONE | ||
| Premium | BASIC | PRO | PREMIUM | |
| for Au-Pairs (AP) | ||||
| 33 € /mth. | 41 € /mth. | 48 € /mth. | ||
| for all and Sundry (S) | ||||
| up to the 12th month | 31 € /mth. | 39 € /mth. | 44 € /mth. | |
| from 13th to 60th month | 44 € /mth. | 55 € /mth. | 65 € /mth. | |
| TAKE-OUT ONLINE and download of insurance conditions |
![]() AU-PAIR (AP) |
![]() SUNDRY (S) |
Optional: Accident & Liability Insurance (AP/S)
in addition to the health insurance bookable in a package (available for both: AP and S)
jump to: >Benefits >Premium >Take-out
| tariff option | STANDARD | COMFORT |
| Accident Insurance | ||
| insurance sum: | ||
| - in case of death | 5,000 € | |
| - case of disability | 25,000 € | 40,000 € |
| - salvage charges | 2,500 € | |
| - progression in case of total disability | 350 % | |
| Third Party Liability Insurance | ||
| lump sum cover for | ||
| - personal injuries and damage to property | 1 Mio. € | 2.5 Mio. € |
| - damage to rented property | 25.000 € | |
| - loss of key | 250 € | |
| - deportation costs (deductible 10% minimal 100 €) |
1.000 € | 5.000 € |
| Premium | STANDARD | COMFORT |
| 4 € /mth. | 6 € /mth. |
| TAKE-OUT ONLINE and download of insurance conditions |
![]() AU-PAIR (AP) |
![]() STUDENT (S) |
Last update: January 2008, changes and errors excepted


